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Our clients and wealth advisor partners may visit this page to register for upcoming events and seminars of interest to them.


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NOTE:  If you were unable to attend any of our previous events during the live webinar, please contact us for an Encore Presentation of the event, either in our office or in your office.  As with the live webinar event, the Encore Presentation qualifies for CPE credit or CFP credit, as applicable.  Please complete the "Contact Us" form in the right margin of this web page to request a replay of a specific webinar event listed below.




 



Wealth Advisors Series - Financial Advisors:  Asset Protection Planning

Presenter: Gregory Herman-Giddens, JD, LLM, TEP, CFP®
Tuesday, April 22, 2014 at 1:00 pm, E.T.

Asset Protection Planning is a cornerstone for Estate Tax Planning as one of the most important consideration for most clients. Advisors need to be proactive in educating clients about the risks that may jeopardize property acquired over a lifetime of hard work, and providing varied solutions for different assets and situations. Join us for an overview of the different levels of asset protection, from the simple to the complex.
  • Insurance as the First Line of Defense
  • Use of Federal and State Exemptions
  • Asset Protection Techniques in Basic Estate Planning
  • Proper use of Business Entities
  • Pros and Cons of Domestic and Offshore Asset Protection Trusts

Request an Encore Presentation of this Webinar for a discussion of the intricacies of tax planning for retirement.

 


Wealth Advisors Series - Financial Advisors:  Income Tax & Insurance Planning

Presenters: William Conway, Esq. and Denny Axman, CLU, ChFC, AEP, CFP®
Tuesday, April 15, 2014 at 1:00 pm, E.T.

The new income tax laws leverage the tax advantages of life insurance—it is all about what client families actually get to keep.  Join us as we discuss the hot-button issues for clients and practitioners in income tax and insurance planning in the new tax environment, including using insurance as an income tax hedge. This program emphasizes the need to tune into clients with estates in the $1-5 million range, as these clients provide eight times the opportunity for business than clients with estates above $5 million. In this program you will learn:
  • Discovery questions to ask your clients that will uncover their goals and lead you to appropriate tax and insurance strategies and trust solutions
  • When to apply and which strategies are appropriate for which clients such as
  • Using life insurance to fund multigenerational tax favored trusts
  • Avoiding the 3.8% Net Investment Income Tax (NIIT) and leveraging the NIIT rule exception with life insurance withdrawals to basis and borrow,* without increasing the client’s taxes
  • Family Bank Trusts
  • Incentive Trusts
  • Spousal Access Trusts (SLATs)
  • How gifts to trusts can help avoid income tax on earnings*

* Based on the new income tax law

Request an Encore Presentation of this Webinar for a discussion of the intricacies of income tax and insurance planning.

 



CFP Series for Financial Advisors - The Case for Life Insurance in the AFTA-Math

Presenters: William Conway, Esq. and Michael A. Kirsh, CFP®, CLU, AEP
Tuesday, March 18, 2014 at 1:00 pm, E.T.

In the Post 2012 Tax Act world, income tax is the hot issue for client families, financial advisors, CPAs, and attorneys.  The new income tax laws leverage further the tax advantages of life insurance—it is all about what client families actually get to keep. Join us as we explore and explain how the incredible and newly enhanced tax advantages of life insurance and trust work together to enhance and protect family wealth.

Request an Encore Presentation of this Webinar for a discussion of the intricacies of life insurance planning.

 


Expertise for Experts - Financial Advisors:  Alternative Investments in IRAs

Presenter: Glen Mather
Tuesday, March 6, 2014 at 1:00 pm, E.T.

This webinar discusses the possibilities and prohibitions involved when investing in alternative assets within an IRA or qualified retirement plan.

  • The four types of IRAs 
  • Individual 401k plans, reviewing contribution limits, transferability and eligibility rules
  • Definition of a self-directed IRA and the opportunities of self-direction
  • IRS rules, including disqualified parties and the potential prohibited transactions from the activities of these disqualified parties in relationship to plans and plan assets
  • Some of the more popular categories of alternative investments

Request an Encore Presentation of this Webinar for a discussion of the intricacies of tax planning for retirement.

 



CFP Series for Financial Advisors:  What Every Advisor Needs to Know about Retirement Planning in 2014

Presenter: Jonathan Mintz, Esq.
Tuesday, February 18, 2014 at 1:00 pm, E.T.

Americans hold more than $20 trillion in qualified retirement plans, all of which will be subject to ordinary income tax at withdrawal. With this much wealth tied up in assets subject to upwards of 50% tax or more, it is imperative for planners to know how to help clients minimize this tax to the extent possible. This skill set is even more critical given the increased income tax rates as compared to reduced estate tax rates and increased federal estate tax exemption. This practical session, led by nationally known attorney Jonathan A. Mintz, will explore several approaches to minimizing taxes on retirement plans, including the "holy grail" of retirement planning – potentially tax-free withdrawals from qualified plans. For your clients' sake, you don't want to miss it.

Request an Encore Presentation of this Webinar for a discussion of the intricacies of tax planning for retirement .


 



CPE Series for CPAs:  Ten Strategies to Maximize Your Clients' Social Security Benefits

Presenter: Randy Gardner, J.D., LL.M., MBA, CPA, CFP®
Tuesday, February 11, 2014 at 1:00 pm, E.T.


Many clients look at Social Security as a government benefit when it is actually a covered worker’s investment asset to be managed optimally like any other investment asset. This overview explores commonly-seen planning situations – workers with and without spouses; advantageous claiming strategies; surviving and/or divorced spouses; taxation of Social Security benefits; the "earnings test"; and more.



 

CFP Series for Financial Advisors:  Stock Purchase Agreements

Presenter: Neel Shah, Esq.
Tuesday, January 21, 2014 at 1:00 pm, E.T.

Business owners have multiple decisions to make when contemplating the sale or purchase of their business. Each decision may have an impact on the Business Owner’s tax and legal situation, in many cases drastically.  Perhaps no decision is more important than choosing between an Asset Purchase/Sale or a Stock Purchase/Sale. Even after the decision is made, the executed agreement will provide the "rules of the game" for the transaction until the sale is consummated.

Request an Encore Presentation of this Webinar for a discussion of the nuance of a Stock Purchase & Sale Agreement.

 




Interdisciplinary Series for CPAs (CPE) and Financial Advisors (CFP):  Taxation of Estates and Trusts for Year-End: Immediate Strategies and Long-Term Solutions for 60% Tax Increase

Presenters: William Conway, Esq., Blaine Hegner, CPA, and Amelia Hillman, CPA
Tuesday, December 17, 2013 at 1:00 pm, E.T.

Income tax options run out December 31 for non-grantor trusts. Most clients and advisors have not caught up to the soaring rates of income tax on non-grantor trusts and on estates in administration.  There will be a great shock unless trustees or estate administrators are informed immediately so they can implement strategies to mitigate this 2013 tax rate and eliminate the tax through distribution strategies in 2013, investment strategies and grantor trust solutions in 2014 and future tax years.

Request an encore presentation of this webinar to learn investment strategies, grantor trust solutions, and other strategies to eliminate or substantially mitigate the pending taxation.



 

CPE Series for CPAs:  2013 Year in Review

Presenters: Julie Welch, CPA, CFP® and Randy Gardner, J.D., LL.M., MBA, CPA, CFP®
Tuesday, December 10, 2013 at 1:00 pm, E.T.


Join Julie Welch, CPA, CFP® and Randy Gardner, J.D., LL.M., MBA, CPA, CFP® for a recap of the major income tax developments of 2013. The presentation will review 2013 judicial and IRS rulings and focus on planning strategies to use before the end of the year and in 2014.



 

CFP Series for Financial Advisors:  Affordable Care Act for Small Business Owners

Presenter: Nicole Baker, McQuade Consulting
Tuesday, November 19, 2013 at 1:00 pm, E.T.

This webinar discusses the Affordable Care Act as it relates to businesses with fewer than 50 employees, which can be equally applicable to Small Business Owner professional advisors and their clients.

  • ACA update
  • ACA for small business owners
  • ACA for professional services
  • Action plan identified



 

CPE Series for CPAs: Year End Planning

Presenter: Sid Kess, CPA, JD
Tuesday, October 22, 2013 at 1:00 pm, E.T.


This webinar covers the significant opportunities offered by ATRA this year, and what estate planning strategies to take advantage of before year-end. It will also discuss the importance of income tax planning outweighing the importance of estate tax planning.



 

Interdisciplinary Series for CPAs (CPE) and Financial Advisors (CFP):  Beneficiary Defective Inheritor's Trusts (BDITs)

Presenters: Christopher Riser, Esq. and Donald L. Reichert, MSFS, CLU, ChFC, AEP®, CAP
Tuesday, October 15, 2013 at 1:00 pm, E.T.

One of the more common recommendations, and at the same time one of the biggest obstacles that we as advisors face, is convincing our higher net worth clients to give away their assets, under the pretense that holding those assets at death above the lifetime exemption amounts will likely result in a significant estate tax. Despite that fact, the average entrepreneur, particularly those still in their 40s and 50s, are not inclined to give up the use of their assets for many reasons. Not the least of which is that they enjoy the feeling of security and are not “finished” with the assets at that point and time in their life. A typical approach to meet potential estate tax liabilities is a traditional irrevocable life insurance trust (ILIT). Unfortunately, the ILIT has limited utility and more often than not does not work as originally intended. A better approach and one that will significantly improve the planning flexibility and is more likely to encourage a client to move to diminish the size of the estate and reducing the tax exposure, is a beneficiary defective irrevocable trust, more commonly known as a BDIT. Properly constructed and artfully administered, this type of trust produces a high degree of economic efficiency and planning flexibility. More often than not, it will allow both the advisor and the client to engage in some serious and meaningful planning that ends up benefiting both.

The Beneficiary Defective Inheritor’s Trust (BDIT) is a valuable estate planning and asset protection tool. This webinar covers strategies including opportunity shifting, sale/loan to BDIT, and integrating life insurance into BDIT planning.



 

CPE Series for CPAs: Wills vs Trusts: Basics for CPAs

Presenters: Lewis W. Dymond, Jr., JD and Randy Gardner, J.D., LL.M., MBA, CPA, CFP®
Tuesday, September 24, 2013 at 1:00 pm, E.T.

This presentation discusses the differences, as well as the similarities between a Will-centered estate plan and a Revocable Living Trust-centered estate plan. We will cover how the two types of planning address the following elements of a good estate plan:

1. Lifetime control
2. Disability planning
3. Tax planning
4. Funding -- asset titling and beneficiary designations
5. Estate administration
6. Beneficiary planning



 

CFP Series for Financial Advisors:  Rebirth of the Charitable Remainder Trust (CRT)

Presenter: David Cahoone, Esq.
Tuesday, September 17, 2013 at 1:00 pm, E.T.

In this webinar, learn how a classic resource for modern planning needs—The Charitable Remainder Trust (CRT)--can enhance your planning execution. The CRT addresses client needs in the areas of income stability, tax efficiency, philanthropy, wealth replacement, estate planning, and horizon investing. Furthermore, given today's higher tax rates and surcharges, the near-term benefits to clients have been enhanced.



 

CPE Series for CPAs: Income Tax Deductions on CLTs (Charitable Lead Trusts) and CRTs (Charitable Remainder Trusts)

Presenter: Robert S. Keebler, CPA, MST, AEP
Tuesday, August 27, 2013 at 1:00 pm, E.T.

Charitable giving will always be an important tax planning issue. With a decent understanding of the tax law regarding charitable donations, one can properly plan how much to gift and what to gift. If done correctly, charitable planning can result in a “win-win” scenario for the taxpayer and the charitable organization.

During this presentation, we cover the following topics:
 

  • Overview of tax law regarding charitable donations
  • Lifetime gifts vs. testamentary bequests
  • Benefits of gifting appreciated assets vs. cash
  • Charitable planning vehicles
    • Donor Advised Fund (DAF)
    • Charitable gift annuity
    • Charitable Remainder Trust (CRT)
    • Charitable Lead Trust (CLT)
  • Benefits of funding testamentary bequests with a traditional IRA vs. non-IRA assets.


 

CFP Series for Financial Advisors:  Wills vs. Trusts: The Basics

Presented by Lewis W. Dymond, Jr., JD
Tuesday, August 20, 2013 at 1:00 pm, E.T.

This presentation discusses the differences, as well as the similarities between a Will-centered estate plan and a Revocable Living Trust-centered estate plan. We will cover how the two types of planning address the following elements of a good estate plan:

1. Lifetime control
2. Disability planning
3. Tax planning
4. Funding -- asset titling and beneficiary designations
5. Estate administration
6. Beneficiary planning.




CPE Series for CPAs: Mid-Year Tax Planning Update

Presenter: Randy Gardner, CFP®, JD, LLM, CPA
Tuesday, July 16, 2013 at 1:00 pm, E.T.

In this webinar, we will review mid-year tax and estate planning developments and describe strategies tax and estate planning professionals are recommending to their clients following the American Taxpayer Relief Act of 2012.



 

CFP Series for Financial Advisors: Women and Money: Changing the Conversation

Presented by Elizabeth Jetton, CFP®
Tuesday, July 9, 2013 at 1:00 pm, E.T.

While we know the research tells us that women should be a focus and control more and more of the wealth in the US, what does it really require to get them to engage with an advisor and stay the course? Based on research and the work of Directions for Women, join Elizabeth Jetton, CFP® as she discussed how advisors can be more effective in empowering, educating and engaging women around money. We include research on the value of participatory learning (group dialogues) for women to enhance engagement, confidence and learning.



 

CPE Series for CPAs: Business Succession and Buy-Sell Agreements

Presenter: Peter Myers, Esq.
Tuesday, June 25, 2013 at 1:00 pm, E.T.

Join Peter to discuss buy-sell agreements among partners and shareholders.  We will move through the “buy-sell chart” for events ranging from the voluntary withdrawal of a co-owner (retirement), to third-party sales, to death, disability, and divorce.  Particular emphasis will be upon the income tax effects of intra-entity sales of shares and partnership (membership) interests of companies holding depreciable property.



 

Client Webinar: Life Expectancy and Health Care Planning

Presented by Lewis Walker, CFP®
Friday, June 21, 2013 at 2:00 pm, E.T.

With increasing life expectancy rates, it’s important to understand the realistic estimates of health care costs and plan for your health care in retirement. It is estimated that a couple retiring at 65 would need $240,000 to cover medical expenses. Are you prepared?



 

CFP Series for Financial Advisors: 2013 Investment Strategies - Liability-Relative Optimization

Presented by David Blanchett, AAMS, AIFA, CFP®, CFA, CLU, ChFC
Tuesday, June 18, 2013 at 1:00 pm, E.T.

People invest to fund a goal, therefore, the risk factors associated with the goal, or liability, should be considered when building a portfolio whose objective is to achieve that goal. The concept of liability-driven investing has become increasingly popular in defined benefit plans, pensions, endowments, and foundations and now is increasingly used for target maturity and retirement income funds. In this presentation David Blanchett will touch on recent Morningstar research on liability-driven investing and explore the asset allocation differences that result from a traditional asset-only optimization framework to asset allocations built from the liability-relative optimization framework.



 

CPE Series for CPAs: Income Shifting with Trusts & Partnerships

Stephen J. Bigge, CPA, CSEP
Tuesday, May 28, 2013 at 1:00 pm, E.T.

With numerous changes to the tax code in 2013, it is as important as ever for individuals, business owners and families to plan for future generations. During this webinar, we will cover the following topics: 
  • The Income Shifting Family Non-Grantor Trust
  • The Income Shifting Charitable Remainder Trust for Children and Grandchildren
  • Using PLR 2013 10002 to shift income and reduce state income taxes
  • Common and preferred Family Limited Partnerships to shift income
  • EBST vs. QSST Elections
  • Trust Distribution Planning under ATRA and the 3.8% Surtax on Net Investment Income


 

CFP Series for Financial Advisors: Life Expectancy & Health Care Planning

Presented by Lewis Walker, CFP®
Tuesday, May 21, 2013 at 1:00 pm, E.T.

Health care and wealth care are inextricably intertwined. Realistic estimates of health care costs in retirement are necessary in a fiduciary practice. The challenge is compounded by the lowest interest rates in decades and the potential for rising rates and galloping inflation. Life expectancy has risen 60% in the last century, which results in clients needing to save more in order to retire. Arguably, one of the key events that most greatly affects your life and the planning delivered to clients is the increase in life expectancy. In 2002, Fidelity estimated that a couple age 65 retiring in 2002 would need $160,000 to cover medical expenses, but that estimate rose to $240,000 in 2012.



 

CPE Series for CPAs: Independent Contractor vs. Employee

Presented by Randy Gardner, J.D., LL.M., MBA, CPA, CFP®
Tuesday, April 30, 2013 at 1:00 pm, E.T.

With the implementation of the Affordable Care Act, many employers shocked by insurance costs and red tape will look to independent contractors as a solution. Business owners benefit by avoiding the administrative hassles of employing workers and the out-of-pocket costs of payroll taxes and fringe benefits. With the jobless rate, although decreasing, still hovering just below 8 percent, the number of people willing to work as independent contractors at reasonable rates is high. Furthermore, working as an independent contractor rather than as an employee offers several tax advantages. This session will explore the many factors that need to be considered to make this approach work, including the document that may be the cornerstone of an independent contractor arrangement.



 

Interdisciplinary Series for CPAs (CPE) and Financial Advisors (CFP):
The Affordable Care Act's "Play or Pay" Tax

Presented by Arthur Tacchino, J.D.
Tuesday, April 23, 2013 at 1:00 pm, E.T.

This webinar examines the Affordable Care Act's "Play or Pay" tax by describing the following six important factors:
(1) which employers are subject to the tax,
(2) how the tax is triggered for employers not offering coverage,
(3) how the tax is triggered for employers offering unaffordable coverage,
(4) how to calculate the tax for an employer not offering coverage,
(5) how to calculate the tax for an employer offering unaffordable coverage, and
(6) whether employers will continue to offer health care coverage or drop coverage and pay their tax liability.
Help your clients make tough decisions about whether to continue offering employer-sponsored health care coverage in 2014 and beyond.



 

CPE Series for CPAs: Asset Protecting Inherited IRAs Using Trusts

Presented by Gregory Herman-Giddens, JD, LLM, TEP, CFP®
Tuesday, February 12, 2013 at 1:00 pm, E.T.

The trillions of dollars in IRAs and qualified plans that are passed down to clients’ beneficiaries upon death could be exposed to creditors, based on many court findings. Learn how to structure asset protection for IRA beneficiaries using trusts designed specifically for the purpose of protecting them from creditors and how to ensure that the beneficiary achieves maximum tax deferral. This arrangement provides significant advantages to clients and beneficiaries, including clients with large IRAs and qualified plans.